Privacy Policy
1. Introduction
Star Life Coverage (“Company,” “we,” “us,” or “our”) is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website or engage with our life insurance services. By using our website, you agree to the practices described in this policy.
2. Information We Collect
A. Personal Information
We may collect personal information that you voluntarily provide, including:
Name
Email address
Phone number
Mailing address
Date of birth
Health‑related information (only when necessary for insurance quotes)
Beneficiary information
Any details submitted through forms, calls, texts, or emails
B. Insurance & Application Information
Policy preferences
Coverage needs
Quote request details
Information required by insurance carriers for underwriting
C. Technical & Usage Information
IP address
Browser type
Device information
Website analytics data
Cookies and tracking technologies
3. How We Use Your Information
We use your information to:
Provide accurate life insurance quotes
Match you with the best available policies and rates
Communicate with you regarding your inquiries or applications
Submit information to licensed insurance carriers for underwriting
Improve website performance and user experience
Maintain internal records and compliance
Send updates, reminders, or service-related messages
We do not sell your personal information.
4. How We Share Your Information
We may share your information only when necessary, including with:
Licensed insurance carriers and underwriting partners
Third‑party service providers assisting with communication, analytics, or data storage
Legal or regulatory authorities when required by law
Professionals involved in the insurance process (e.g., agents, brokers)
All third parties are expected to maintain confidentiality and use your information solely for the intended purpose.
5. Cookies & Tracking Technologies
Our website may use cookies, pixels, and analytics tools to:
Personalize your browsing experience
Track website performance
Understand visitor behavior
You may disable cookies in your browser settings, but some features may not function properly.
6. Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your information. While we strive to secure your data, no method of transmission over the internet is completely secure.
7. Your Rights & Choices
You may request to:
Access the personal information we hold
Update or correct your information
Opt out of marketing communications
Request deletion of your information (subject to legal requirements)
To make a request, contact us using the information below.
8. Children’s Privacy
Our services are not intended for individuals under 18. We do not knowingly collect information from minors. If such information is discovered, we will delete it promptly.
9. Third‑Party Links
Our website may contain links to third‑party websites. We are not responsible for the privacy practices or content of those external sites.
10. Changes to This Privacy Policy
We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated effective date. Continued use of our website constitutes acceptance of the revised policy.